What is a letter of protection?

Categories: FAQs

A letter of protection is issued by your personal injury lawyer, guaranteeing that your medical bills will be paid out of any verdict or settlement you receive. This letter is sometimes necessary because doctors may refuse to treat you through your ordinary health insurance policy if your injuries were caused by an auto accident – they will expect you to rely on your car insurance instead.

Unfortunately, your car insurance might not be enough to cover the cost of your treatment; moreover, most car insurance companies won’t pay out until your treatment is completed – they expect you to pay your bills yourself and wait for them to reimburse you later. A letter of protection is designed to give the doctor an incentive to continue treating you in anticipation of a future verdict or settlement. Even if you receive no verdict or settlement, you will still be responsible for paying your medical bills.

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About the Author: Brian D. Guralnick

Brian D. Guralnick has been successfully representing injured accident victims in Florida since 1993. He has been voted “Best of the Best” personal injury lawyer by the Palm Beach Post for multiple years. If you have been injured in any type of accident, please call Brian and his team 24/7 at 561-202-6673.